How to Move to the United States
The US remains the top destination for skilled immigrants worldwide, but the system is complex and backlogged. The H-1B visa runs an annual lottery with a 65,000 cap, EB green card queues stretch years for some nationalities, and the O-1 visa has become a popular alternative for founders and specialists. This guide covers every major pathway, from employer-sponsored work visas to investor routes, plus the practical realities of cost of living, healthcare, and the naturalization process.
Updated March 2026
US Visa Options
The United States offers several work and immigration visa categories, each with distinct requirements and timelines. The H-1B is the most common employer-sponsored visa, requiring a specialty occupation and bachelor's degree, with an annual cap of 85,000 (including the US advanced degree exemption). The O-1 visa targets individuals with extraordinary ability and has no annual cap. The L-1 enables intracompany transfers for managers and specialized knowledge workers. For permanent residence, the EB-2 National Interest Waiver allows self-petitioning without employer sponsorship. The E-2 Treaty Investor visa requires a substantial investment in a US business but does not lead directly to a green card. The F-1 student visa includes OPT work authorization for 1 to 3 years after graduation.
- H-1B lottery runs March each year with a 65,000 general cap plus 20,000 for US advanced degrees
- O-1 visa has no annual cap and no lottery requirement
- L-1A intracompany transfer offers a direct path to EB-1C green card
- EB-2 NIW allows self-sponsorship without an employer
- E-2 investor visa requires treaty country nationality and substantial investment
- Premium processing available for H-1B and O-1 (15 business days)
| Visa Type ▲ | Income Threshold | Processing | Duration | Path to PR |
|---|---|---|---|---|
| E-2 Treaty Investor For nationals of treaty countries with substantial investment | N/A | 3 months | 5 years | No |
| EB-2 National Interest Waiver Green card for exceptional ability professionals | N/A | 2 years | Yes | |
| F-1 Student Visa For full-time students at accredited institutions | N/A | 2 months | No | |
| H-1B Specialty Occupation For workers in specialty occupations requiring bachelor's degree | N/A | 4 months | 3 years | Yes |
| J-1 Exchange Visitor (Medical) For international medical graduates (IMGs) in clinical training or residency | N/A | 2 months | 7 years | Yes |
| L-1 Intracompany Transfer For managers/executives transferring within company | N/A | 3 months | 7 years | Yes |
| O-1 Extraordinary Ability For individuals with extraordinary achievement | N/A | 2 months | 3 years | No |
Cost of Living in the United States
Cost of living in the US varies dramatically by location. The median household income is roughly $75,000 per year according to Census Bureau 2024 data. Rent for a one-bedroom apartment ranges from $1,200 to $1,800 in mid-tier cities like Austin, Denver, and Raleigh, but climbs to $2,500 to $4,000 in San Francisco, New York, and Boston. Groceries and dining are moderate by global standards, but healthcare costs are significantly higher than in most developed countries. A single person can live comfortably on $4,000 to $5,500 per month in most cities outside the coasts, including rent. In major tech hubs, budget $6,000 to $9,000 per month.
Language Requirements
There is no formal English proficiency exam required for US work visas or green cards. The immigration system assumes that employer-sponsored applicants have sufficient English for their roles. English proficiency becomes formally relevant at the citizenship stage, where USCIS tests basic reading, writing, and speaking during the naturalization interview. Applicants over 50 who have held a green card for 20 years, or over 55 with 15 years, are exempt from the English requirement. International medical graduates must pass the OET or equivalent as part of ECFMG certification, separate from the immigration process.
Credential Recognition
The US has no single government body for credential recognition. Instead, NACES member organizations like WES (World Education Services), ECE (Educational Credential Evaluators), and FCSA handle foreign degree evaluations. Most employers and USCIS accept evaluations from any NACES member. Regulated professions have their own licensing requirements that vary by state. Doctors need ECFMG certification and must complete a US residency. Lawyers must pass the bar exam in their target state, with only a few states allowing foreign-trained lawyers to sit directly. Engineers can pursue PE licensure through NCEES. Start credential evaluation early, as it takes 4 to 8 weeks and is required for most visa petitions.
Visa Application Process
US visa applications follow different tracks depending on the category. H-1B petitions are filed by the employer with USCIS, starting with the electronic lottery registration in March. If selected, the full petition must be filed by June, with employment starting October 1. O-1 petitions are filed year-round with no lottery. L-1 petitions require blanket or individual approval from USCIS. All employment-based petitions require a Labor Condition Application (LCA) certified by the Department of Labor. After USCIS approval, applicants outside the US attend a consular interview at a US embassy. Bring the I-797 approval notice, a valid passport, DS-160 confirmation, and supporting financial and employment documentation. Premium processing ($2,805) guarantees a 15-business-day decision for eligible categories.
Path to Permanent Residency and Citizenship
The green card (permanent residency) can be obtained through employer sponsorship (EB-1, EB-2, EB-3 categories), family sponsorship, the Diversity Visa lottery, or investment (EB-5, requiring $800,000 to $1,050,000). Employer-sponsored green cards typically require PERM labor certification, an I-140 petition, and an I-485 adjustment of status, a process that takes 1 to 5+ years depending on your country of birth due to per-country caps. Indian and Chinese nationals face the longest backlogs. Citizenship requires 5 years of permanent residency (3 years if married to a US citizen), physical presence of at least 30 months, and passing the civics and English tests. The US permits dual citizenship in practice, though it does not formally recognize it.
Your First Days in the United States
After arriving in the US, your priorities are obtaining a Social Security Number (SSN), which is required for employment, banking, and tax filing. Apply at your local SSA office within the first week. Next, open a US bank account, which requires your passport, visa, and SSN or ITIN. Find housing through apartment listings or relocation services. Register for a state driver's license or ID at the DMV within 30 to 90 days depending on your state. Expect the full setup process to take 2 to 4 weeks.
📋Apply for Social Security Number (SSN)
Required for employment, banking, and building credit in the US. Apply at your local Social Security Administration office with your visa and I-94 arrival/departure record. Processing typically takes 2-4 weeks.
~4 weeks🏦Open a US Bank Account
Having a local bank account is essential for managing finances and receiving payments. While an SSN is helpful, some banks (Chase, Bank of America) allow account opening with just a passport and proof of address. You can apply for an ITIN (Individual Taxpayer Identification Number) as an SSN alternative for banking purposes.
~3 weeks⚖️Understand US Tax Obligations
The IRS requires tax filing for all US residents. If you don\'t have an SSN, apply for an ITIN (Individual Taxpayer Identification Number). Understand the W-4 form for employment withholding. Note that state tax obligations vary by state.
~4 weeks🛡️Enroll in Health Insurance
The US does not have universal public healthcare. Options include employer-sponsored plans or the Healthcare.gov marketplace during Open Enrollment (Nov 1 - Jan 15). Some may qualify for Medicaid based on income. Having coverage is essential due to high medical costs.
~4 weeks⚖️Obtain State ID or Driver\
A state-issued ID or driver\'s license serves as your primary identification in the US. Visit your state DMV to apply. Bring your passport, SSN (or SSN denial letter), and two proofs of address. Request a Real ID-compliant card for air travel and federal building access.
~4 weeks🏠Find Long-Term Housing
Search for rentals on Zillow, Apartments.com, and local listings. Be prepared for credit history challenges as a newcomer. Most landlords require first month, last month, and security deposit upfront. Consider co-signers or larger deposits if you lack US credit history.
~6 weeks⚙️Build Your Network in the US
Establishing social connections helps with settling in and finding opportunities. Use Meetup.com for interest-based groups, Nextdoor for neighborhood connections, community centers for local events, library programs for free activities, and faith communities if applicable.
~8 weeksMoving with Family
Most US work visas allow dependent spouses and children under 21 to accompany the primary applicant. H-1B holders' spouses receive H-4 status, and those with an approved I-140 or in certain H-1B extension situations can apply for H-4 EAD work authorization. L-1 spouses (L-2) receive automatic work authorization. O-1 dependents (O-3) cannot work. Public schools are free for all children regardless of immigration status, from kindergarten through 12th grade. School quality varies significantly by district. Childcare costs range from $800 to $2,500 per month depending on location and type of care.
Healthcare in the United States
The US does not have universal public healthcare. Most residents obtain coverage through employer-sponsored insurance, which typically costs $100 to $600 per month for the employee's share (employers cover the rest). Those without employer coverage can purchase plans through the ACA Marketplace during open enrollment (November to January) or within 60 days of arriving. Silver plans average $400 to $700 per month without subsidies. Emergency rooms must treat all patients regardless of insurance or immigration status under EMTALA. Prescription drug costs are higher than in most countries. Budget for healthcare as a significant monthly expense, especially if self-employed or on a visa type without employer sponsorship.
Taxes in the United States
The US taxes residents on worldwide income. Federal income tax uses progressive rates from 10% to 37%. Most states add their own income tax (0% to 13.3%), with Texas, Florida, Washington, and several others charging no state income tax. Social Security and Medicare taxes add 7.65% for employees (15.3% for self-employed). Tax residency is determined by the Substantial Presence Test, which counts days present in the US over a three-year period. H-1B holders are generally treated as tax residents from day one. The US has tax treaties with many countries to prevent double taxation. Filing is mandatory for all residents and is due April 15 each year.
Frequently Asked Questions
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