How to Move to the UAE

The UAE has transformed itself into a global hub for business, tech, and finance, with roughly 90% of its population being foreign nationals. The Golden Visa program, expanded significantly in 2022, grants 10-year renewable residency to investors, professionals, and specialized talent. Dubai and Abu Dhabi offer tax-free income, world-class infrastructure, and direct flights to nearly every major city. This guide covers every visa route, the cost of living, and the full arrival process from Emirates ID to residency.

Updated March 2026

Chapter I · Research & Plan

UAE Visa Options

The UAE offers five main visa pathways. The Golden Visa (Investors) requires AED 2,000,000 in property or investment (approximately EUR 500,000) and grants 10-year renewable residency. The Golden Visa (Specialized Talents) targets executives earning AED 50,000 per month, doctorate holders, and exceptional professionals, also with 10-year duration. The Green Visa for Skilled Employees is a 5-year self-sponsored visa requiring AED 15,000 per month salary and a bachelor's degree. The Green Visa for Freelancers requires AED 360,000 per year in income with a freelance permit. The Remote Work Visa targets foreign remote workers with USD 5,000 per month income.

  • Golden Visa grants 10-year renewable residency with no sponsor required
  • No income tax on personal earnings in the UAE
  • Green Visa allows self-sponsorship without an employer
  • Remote Work Visa processes in as little as 2 weeks
  • Golden Visa holders can sponsor family members independently
Visa TypeIncome ThresholdProcessingDurationPath to PR
Golden Visa - Investors
10-year residency for property/business investors
€465,0004 weeks10 yearsYes
Golden Visa - Specialized Talents
10-year residency for exceptional professionals. Eligibility expanded in 2025-26 to include educators, nurses with 15+ years of service, content creators (via Dubai Creators HQ), and gaming/e-sports professionals
€140,0004 weeks10 yearsYes
Green Visa - Freelancers
5-year self-sponsored visa for freelancers
€84,0004 weeks5 yearsNo
Green Visa - Skilled Employees
5-year self-sponsored visa for skilled workers
€42,0004 weeks5 yearsNo
Remote Work Visa
For remote workers with foreign employers (officially "residence visa for working outside the UAE" / virtual work visa)
€36,0002 weeks1 yearNo
Retirement Visa (5-Year Residence)
Five-year renewable residence visa for retirees aged 55+ with 15+ years of work experience meeting financial requirements
€42,0004 weeks5 yearsNo
Student Residence Visa
Residence visa for international students enrolled at accredited UAE educational institutions
N/A3 weeks1 yearNo

Cost of Living in the UAE

The UAE is expensive by global standards, with significant variation between emirates. Dubai one-bedroom apartments in central areas run AED 5,000 to AED 10,000 per month (EUR 1,250 to EUR 2,500). Abu Dhabi is roughly 15 to 20 percent cheaper for housing. Sharjah and the northern emirates are significantly more affordable but offer fewer amenities. Groceries cost about 20% more than Western Europe. Dining out ranges widely, from AED 30 at casual restaurants to AED 300 or more at upscale venues. A single person can live comfortably in Dubai on AED 10,000 to AED 15,000 per month (EUR 2,500 to EUR 3,750), including rent. There is no income tax, which substantially increases take-home pay.

Chapter II · Qualifications & Docs

Language Requirements

The UAE has no language requirement for any visa type. Arabic is the official language, but English is the de facto language of business, government services, and daily life in Dubai and Abu Dhabi. Most signage, menus, and official documents are bilingual (Arabic and English). You can live and work in the UAE entirely in English. Hindi, Urdu, Tagalog, and other languages are also widely spoken given the diverse expatriate population. Learning basic Arabic is appreciated but not necessary for day-to-day life.

Credential Recognition

Foreign degrees must be attested through the UAE Ministry of Education Equivalency Committee. The attestation process involves getting your degree apostilled in your home country, then verified by the UAE embassy, and finally attested by the Ministry of Education in the UAE. The process takes 2 to 6 weeks depending on your country of origin. Professional licenses for regulated fields (medicine, engineering, law, teaching) require additional verification through the relevant emirate-level authority. Dubai and Abu Dhabi have separate professional licensing bodies. Many employers and free zone authorities handle the attestation process on behalf of new hires.

Chapter III · Application & Approval

Visa Application Process

UAE visa applications can be submitted through the Federal Authority for Identity, Citizenship, Customs and Ports Security (ICP), through individual emirate portals, or through a sponsoring employer or free zone. Processing is fast by global standards, typically 2 to 4 weeks for most visa types. The Remote Work Visa can be applied for entirely online. Golden Visa applications require property title deeds or investment proof, salary certificates, or credential documentation depending on the category. Required documents include a valid passport with at least 6 months validity, passport-sized photos, health insurance proof, and a medical fitness test (completed after arrival). Entry permits are issued first, then converted to residence visas after the medical test and Emirates ID registration.

Path to Permanent Residency and Citizenship

The UAE does not have a traditional permanent residency pathway. The Golden Visa (10-year, renewable) functions as the closest equivalent to permanent residence. It is self-sponsored, allows unlimited entry and exit, and can be renewed indefinitely as long as you maintain the qualifying criteria. UAE citizenship is extremely rarely granted to foreigners. A 2021 law allows the UAE cabinet to nominate exceptional individuals (investors, scientists, professionals) for citizenship, but this is by invitation only and not something you can apply for. For most expatriates, the long-term plan is maintaining Golden Visa status rather than pursuing citizenship.

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Chapter IV · The Transition

Your First Days in the UAE

After arriving in the UAE, your first steps are the medical fitness test (blood test and chest X-ray, required for all residence visa holders) and Emirates ID registration. The medical test is done at approved health centers and typically takes one day. Emirates ID application is submitted through ICP and the card arrives within 1 to 2 weeks. You will also need to open a bank account (requires Emirates ID, passport, visa copy, and proof of address or salary certificate). If renting, register your tenancy contract through the emirate's rental dispute center (Ejari in Dubai). Expect the full setup process to take 2 to 4 weeks.

1

📋Entry Permit and Visa Stamping

After receiving approval for your residence visa, you must enter the UAE on your entry permit within 60 days, then complete the medical fitness test and Emirates ID application before final visa stamping. Your sponsor (employer or family member) typically coordinates this process with the General Directorate of Residency and Foreigners Affairs (GDRFA).

~3 weeks
2

📋Obtain Emirates ID

The Emirates ID is your official identification card issued by the Federal Authority for Identity, Citizenship, Customs & Port Security (ICA). It is mandatory for all residents and required for banking, utilities, healthcare, and most government services. You must apply within 30 days of entry.

~3 weeks
3

📋Tenancy Contract Registration (Ejari/Tawtheeq)

Register your tenancy contract with the Dubai Land Department via Ejari (Dubai) or Tawtheeq (Abu Dhabi). This is mandatory for visa processing, utility connections, and proving residence. Your landlord or real estate agent typically handles this registration.

~1 weeks
4

🏦Open a UAE Bank Account

A local UAE bank account is essential for receiving salary and managing day-to-day expenses. Major banks include Emirates NBD, Abu Dhabi Commercial Bank (ADCB), First Abu Dhabi Bank (FAB), Mashreq, and Dubai Islamic Bank. You will need your Emirates ID, salary certificate (if employed), and proof of residence.

~2 weeks
5

⚖️Understand UAE Tax Obligations

The UAE has no personal income tax for individuals. However, if you are self-employed or own a business, you may need to register for VAT (5%) with the Federal Tax Authority (FTA) if your annual revenue exceeds AED 375,000. Corporate Tax (9%) applies to businesses with taxable income over AED 375,000 from June 2023.

~2 weeks
6

🛡️Enroll in Mandatory Health Insurance

Health insurance is mandatory for all UAE residents. Dubai requires coverage through the Dubai Health Authority (DHA) network, while Abu Dhabi uses the HAAD/DOH insurance scheme. Your employer typically provides insurance, but if self-employed, you must purchase a compliant plan from approved providers.

~2 weeks
7

📋Obtain Labour Card (if employed)

If you are employed in the UAE, your employer must apply for your Labour Card with the Ministry of Human Resources and Emiratisation (MOHRE). This card authorizes you to work legally and is linked to your residence visa. It is typically processed alongside your visa stamping.

~2 weeks
8

🏠Find Long-Term Housing

Secure a long-term rental agreement (minimum 1 year). Popular platforms include Dubizzle, Property Finder, Bayut, and local real estate agencies. Expect to pay 1-4 cheques annually (Dubai often allows multiple cheques, Abu Dhabi typically 1-2). Security deposits are usually 5-10% of annual rent.

~4 weeks
9

⚙️Build Your Network in the UAE

Connect with local communities and expat networks. The UAE has diverse expat communities from around the world. Join professional networking groups, cultural associations, sports clubs, and coworking spaces to build your social support network.

~8 weeks

Moving with Family

Golden Visa holders can sponsor spouses, children, and domestic staff without additional income requirements. Green Visa and employment visa holders can sponsor family if they meet minimum salary thresholds (typically AED 4,000 per month for housing and salary combined). The UAE has both public and private schools. Public schools teach in Arabic and are primarily for Emirati nationals. Most expatriates use private schools, which offer curricula from the UK, US, IB, Indian, and other systems. Annual fees range from AED 15,000 to AED 80,000 depending on the school and curriculum. Nursery and childcare options are widely available at AED 2,000 to AED 5,000 per month.

Chapter V · Assimilate

Healthcare in the UAE

Health insurance is mandatory for all UAE residents. In Abu Dhabi, employers must provide health insurance. In Dubai, the mandatory insurance requirement applies to all visa holders. Healthcare quality in the UAE is high, with modern facilities and internationally trained doctors. Many hospitals hold JCI (Joint Commission International) accreditation. Private health insurance costs AED 5,000 to AED 15,000 per year depending on coverage level. Emergency care is available to everyone regardless of insurance status. The UAE is a medical tourism destination, particularly for dental work, ophthalmology, and orthopedics.

Taxes in the UAE

The UAE has no personal income tax, no capital gains tax, and no withholding tax on personal income. This is the primary financial draw for high earners relocating to the UAE. Corporate tax was introduced in June 2023 at 9% on business profits exceeding AED 375,000, though free zone companies meeting qualifying conditions can maintain 0% rates. VAT is 5% on most goods and services. There is no property tax, though property transactions incur a transfer fee (4% in Dubai). Americans and other nationals with citizenship-based taxation still owe taxes to their home country. The UAE has double taxation agreements with over 130 countries.

Frequently Asked Questions

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How to Move to the UAE in 2026: Visa, Cost of Living, and Step-by-Step Guide | LottaLingo