Moving to Australia from China

Chinese tax obligations, visa pathways, healthcare transition, banking, and practical logistics for Chinese citizens relocating to Australia.

2026-04-17

Chinese Tax Obligations and Australian Tax Residency

Tax treatment depends on personal circumstances and changes annually. Consult a qualified cross-border tax advisor before making decisions based on this information.

China's Individual Income Tax (IIT) law classifies taxpayers as resident or non-resident based on where they live and days of presence [1]. An individual who has no domicile in China and resides in China for fewer than 183 cumulative days in a tax year is a non-resident and is taxed only on China-source income [1]. An individual who has no domicile in China but has resided for 183 days or more for fewer than six consecutive years has an exemption on overseas income paid by entities outside China [1].

Leaving China.

If you are a Chinese citizen who has been domiciled in China, your worldwide income is subject to Chinese IIT while you remain a tax resident. Once you establish residence in Australia and spend fewer than 183 days in China in a tax year, your Chinese tax obligations narrow to China-source income only [1]. The definition under Chinese law is based on habitual residence related to household registration (hukou), family, and economic interests, not physical presence alone [1].

Australian tax residency.

Australia determines tax residency based on several tests [2]. If you establish a home in Australia and intend to live there, you are generally treated as a tax resident from arrival and taxed on worldwide income. The 183-day test is one factor, but establishing a permanent home triggers residency earlier.

Bilateral agreement with China.

The agreement between China and Australia for the avoidance of double taxation has been in force since 1990 and was modified by the Multilateral Instrument [3]. The treaty prevents double taxation through foreign tax credits and assigns taxing rights for employment income, dividends, interest, royalties, and capital gains. If you pay Chinese tax on China-source income, you can claim a foreign income tax offset on your Australian return.

Chinese property and investments.

If you hold property, bank deposits, or investments in China while an Australian tax resident, you must report all income (rental income, interest, dividends, capital gains) on your Australian tax return. Chinese taxes paid on this income can be credited against your Australian tax liability under the treaty.

Superannuation.

Australian employers contribute a mandatory percentage of salary to a superannuation fund. China does not recognize Australian super as equivalent to Chinese social insurance pension funds. If you leave Australia permanently, you may claim your super as a Departing Australia Superannuation Payment, subject to withholding tax.

Healthcare Transition

Australian Medicare.

Permanent residents can enroll in Medicare immediately upon receiving their visa. Medicare covers GP visits (bulk-billed or with a gap payment), public hospital treatment, specialist referrals, and subsidized prescriptions through the Pharmaceutical Benefits Scheme (PBS).

Temporary visa holders.

Holders of temporary work visas (subclass 482 and others) are generally not eligible for Medicare and must maintain private Overseas Visitor Health Cover (OVHC). OVHC plans from Bupa, Medibank, and Allianz start at AUD 100-200/month for a single adult.

Private health insurance.

The Medicare Levy Surcharge (1-1.5% of taxable income) applies to individuals earning above AUD 93,000 who do not hold private hospital cover. Private insurance provides shorter wait times, choice of specialist, and private hospital rooms. Major insurers include Medibank, Bupa, HCF, and NIB.

Compared to Chinese healthcare.

China's public healthcare system requires social insurance enrollment and uses a tiered hospital system (primary, secondary, tertiary). In Australia, you do not need to choose a hospital tier. Any GP can refer you to any public hospital specialist. The absence of the "registration fee" (guahao) system and the more egalitarian access model are the biggest structural differences.

Traditional Chinese Medicine (TCM).

TCM is practiced in Australia and is regulated. Chinese medicine practitioners must be registered with the Chinese Medicine Board of Australia under AHPRA (Australian Health Practitioner Regulation Agency). Acupuncture and Chinese herbal medicine are available in most Australian cities, particularly in areas with large Chinese communities. Some private health insurance plans include rebates for TCM treatments.

Prescription medications.

Bring documentation from your Chinese doctor listing current medications by generic name (International Nonproprietary Name) and dosage. Most common medications are available in Australia, though brand names differ. Some traditional Chinese medicines and supplements available over the counter in China require prescription or are not available in Australia.

Visa Pathways for Chinese Citizens

Visa rules and requirements change frequently. Verify the current rules with the relevant consulate or government source before relying on this information for an application or move.

China is one of the largest source countries for migration to Australia. The skilled visa system, employer sponsorship, and student-to-skilled pathways are the most common routes.

Skilled Independent visa (subclass 189) [^src-homeaffairs-skilled-189-points-2025].

Points-tested, no employer or state sponsorship required. Grants permanent residency directly. Minimum points threshold is 65, but competitive invitations typically require higher scores [1]. Key factors: age (25-32 gets maximum points), English proficiency (IELTS or PTE Academic scores, which Chinese applicants must prepare for specifically), work experience, education, and skills assessment. Your occupation must be on the Medium and Long-term Strategic Skills List.

Skills in Demand visa (subclass 482) [^src-homeaffairs-sid-482-2025].

Requires a job offer from an approved Australian employer [2]. Three streams: Core Skills, Specialist Skills (high-income earners, no occupation list restriction), and Essential Skills. Valid for four years with a pathway to permanent residency. English language proficiency is required for all streams [3].

State-nominated visa (subclass 190) [^src-homeaffairs-skilled-189-points-2025].

Points-tested with 5 additional points from a state/territory nomination. States like South Australia, Tasmania, and the ACT have active programs and often nominate occupations that may not receive enough invitations under the independent pathway.

Business Innovation and Investment visa (subclass 188).

Designed for business owners, investors, and entrepreneurs. Multiple streams exist based on business turnover, investment amount, or venture capital. This pathway is popular among Chinese applicants with business backgrounds and significant capital. It leads to permanent residency (subclass 888) after meeting business activity requirements.

Student pathway.

Many Chinese nationals study at Australian universities (subclass 500 student visa), complete a Graduate visa (subclass 485), gain local work experience, and transition to a skilled visa. Australian qualifications and local experience strengthen both the points test score and employment prospects.

English language preparation.

English proficiency is a critical factor for Chinese applicants. The points test awards 0 points for Competent English but 10 points for Proficient and 20 points for Superior [1]. Investing in IELTS or PTE preparation before applying significantly improves your competitiveness.

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Banking and Finances

Opening an Australian bank account.

The Big Four banks (Commonwealth Bank, Westpac, ANZ, NAB) allow you to open an account online before arriving, using your Chinese passport. Commonwealth Bank and ANZ have Chinese-language customer service options. Within six weeks of arrival, identity verification requires only your passport. After six weeks, additional Australian ID is needed.

Chinese bank accounts.

China's foreign exchange controls limit the amount of currency individuals can convert and transfer abroad. The annual individual foreign exchange quota is set by SAFE (State Administration of Foreign Exchange). Plan large transfers well in advance and ensure compliance with both Chinese outbound and Australian inbound reporting requirements.

Currency transfers.

For transfers from China to Australia, services vary in availability due to Chinese capital controls. Bank wire transfers from major Chinese banks (ICBC, Bank of China, CCB, ABC) to Australian banks are the most common method. Wise and other fintech services may have limited CNY capabilities. Compare exchange rates and fees.

Cost of living.

Sydney and Melbourne are comparable in cost to tier-1 Chinese cities (Beijing, Shanghai, Shenzhen) for housing in central areas. Outer suburbs and regional cities are more affordable. Groceries, dining out, and services (haircuts, cleaning) are notably more expensive in Australia than in China. Chinese grocery stores are widely available in suburbs with Chinese communities, carrying familiar brands and produce.

Superannuation.

Your Australian employer contributes a mandatory percentage of your salary to a super fund. You choose your fund or default to the employer's nominated fund. If you leave Australia permanently, you can claim your super as a Departing Australia Superannuation Payment, minus withholding tax. China does not recognize Australian super as equivalent to Chinese pension insurance.

Real estate.

Foreign citizens on temporary visas can purchase new residential property in Australia but generally cannot buy established (existing) dwellings. Permanent residents can buy any property. All foreign purchases require Foreign Investment Review Board (FIRB) approval. Stamp duty and additional foreign purchaser surcharges (up to 8% in some states) apply.

Moving Logistics

Flights.

Direct flights from Beijing, Shanghai, Guangzhou, and Chengdu to Sydney and Melbourne are available on carriers including China Southern, China Eastern, Air China, and Qantas. Flight time is 9-12 hours depending on the route. One-stop options via Singapore, Hong Kong, or Kuala Lumpur are sometimes cheaper.

Shipping household goods.

A 20-foot container from China to Australia costs approximately USD 2,000-5,000 for sea freight. Door-to-door service (packing, customs clearance, delivery) adds USD 2,000-4,000. Transit time by sea is 2-4 weeks from major Chinese ports (Shanghai, Shenzhen, Guangzhou). Air freight for essentials costs USD 5-10 per kilogram.

Customs and biosecurity.

Personal belongings owned and used for 12+ months enter duty-free. Australia's biosecurity laws are extremely strict: no food (including dried goods, tea in non-commercial packaging, and traditional Chinese medicines containing animal or plant material), untreated wood, plant material, or soil. Commercially packaged and clearly labeled items may pass inspection, but anything loose or homemade will be confiscated. Declare everything.

Electrical appliances.

China uses 220V/50Hz, and Australia uses 230V/50Hz. The voltage difference is small enough that most Chinese electronics work with a plug adapter (China uses Type A/C/I plugs, Australia uses Type I). Sensitive equipment may need a minor voltage stabilizer, but most modern devices handle the range.

Driving.

China drives on the right, Australia on the left. This is a significant adjustment. Your Chinese driving licence is not directly recognized in most Australian states. You typically need an International Driving Permit (IDP) for the initial period, then must pass an Australian driving test (written and practical) to obtain a local licence. Roundabouts, which are less common in Chinese cities, are frequent in Australia.

Pets.

Australia has extremely strict animal import rules. Dogs and cats from China (classified as Group 3 for biosecurity) require at least 180 days of preparation including rabies vaccination, titer testing, and parasite treatments, plus a mandatory 10-day quarantine at the Mickleham facility in Melbourne. The process takes 7-9 months and costs USD 3,000-6,000. No birds, reptiles, or exotic animals.

Cultural Adjustment

Chinese communities in Australia.

China is one of the largest source countries for migration to Australia. Chinese communities are established in every major city, with particularly large populations in Sydney (Chatswood, Hurstville, Burwood, Eastwood), Melbourne (Box Hill, Glen Waverley, Clayton), and Brisbane. Chinese grocery stores, restaurants, and community organizations are abundant. WeChat groups for local Chinese communities are active and useful for practical advice.

Workplace culture.

Australian workplaces are significantly less hierarchical than Chinese workplaces. First-name basis with all colleagues, including senior management, is standard. Direct feedback is expected and encouraged. "Face" (mianzi) dynamics are less prominent. Work-life balance is prioritized: four weeks of annual leave is the minimum, and leaving on time is the norm. Overtime is compensated, not an expectation.

Language.

English is the working language for professional and daily life. Chinese language skills are an asset in many industries (finance, real estate, education, trade) given the strong economic ties between Australia and China. Mandarin and Cantonese are widely spoken in Chinese-community areas, and many services (banking, real estate, medical) are available in Chinese in major cities.

Education.

Australian public schools are free and generally high quality. Private schools charge significant fees. Chinese educational credentials are recognized for university admission. Australian universities (Group of Eight institutions in particular) are well-regarded globally. The education system emphasizes critical thinking and independent learning more than exam performance compared to the Chinese system.

Food and daily life.

Chinese cuisine is widely available in Australian cities. Chinese supermarkets carry familiar ingredients, sauces, and produce. The food delivery ecosystem (Uber Eats, DoorDash, Menulog) is less integrated than Chinese platforms (Meituan, Ele.me), and delivery costs are higher. Fresh markets exist in most suburbs but operate on more limited hours than Chinese wet markets.

Social media and digital life.

WeChat remains the primary communication platform for the Chinese diaspora in Australia. Australian digital infrastructure uses Google, Meta, and Apple ecosystems rather than Chinese platforms. Banking apps, government services (myGov), and daily life require transitioning to Australian platforms. VPN usage for accessing Chinese-restricted content from Australia is legal.

Frequently Asked Questions

Compare Australia

Visa guides for Australia

Sources

  1. State Taxation Administration, People's Republic of ChinaChina's IIT law classifies individuals as resident (domiciled or 183+ days presence) or non-resident, with non-residents taxed only on China-source income and a six-year exemption for overseas income paid by entities outside China for non-domiciled residents. (published 2025-01-01, accessed 2026-04-17)
  2. Australian Taxation OfficeAustralian tax residency is determined by multiple tests including the 183-day test, resides test, and domicile test. Tax residents are assessed on worldwide income. (published 2025-07-01, accessed 2026-04-17)
  3. Australian Taxation OfficeThe Agreement between Australia and China for the avoidance of double taxation, in force since 1990 and modified by the Multilateral Instrument, covering income types, foreign tax credits, and withholding provisions. (published 2025-01-01, accessed 2026-04-17)
  4. Department of Home Affairs, AustraliaPoints table for Skilled Independent visa (subclass 189) detailing points allocation for age, English proficiency, work experience, education, and other factors with a minimum threshold of 65 points. (published 2025-12-01, accessed 2026-04-17)
  5. Department of Home Affairs, AustraliaSkills in Demand visa (subclass 482) with three streams (Core Skills, Specialist Skills, Essential Skills), four-year validity, and a pathway to permanent residency through the Employer Nomination Scheme. (published 2025-12-07, accessed 2026-04-17)
  6. Department of Home Affairs, AustraliaEnglish language testing requirements for Australian visa applications, including accepted tests (IELTS Academic, PTE Academic, and others) and proficiency levels (Functional, Competent, Proficient, Superior). (published 2025-08-07, accessed 2026-04-17)

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